Clothing is just an outer layer, but that doesn't mean it's not complex and full of stories. My closet holds many of my most treasured possessions and I am rather selective when it comes to how I fill it, whether it be with shoes or cardigans. I personally regard my clothing as an extension of my personality and what feelings I am experiencing in any given moment. This season is known for jewel tones and the plethora of rugged flannels, however I overlooked the neutrality of the season's colors and I have assembled some of my favorite pieces in good ole blue. Along with my style tips, I'll give some pointers as to how I get in my retail therapy without breaking the bank.

(Navy Cotton Stretch Bomber; $9 - originally $97)

I sort of have a love for jackets and I think many people query about the issue of finding suitable, yet fashionable outerwear. The things is, it doesn't have to be anything fancy, but color and shape are what influence how a look will be perceived. Shape matters for flattery and it determines the formality as well, while color is what creates cohesion and the overall mood of the assemblage.

This jacket (pictured above) is a clearance item from one of the big mall stores. It is a men's garment however women haven't been afraid to kick down the walls of gendered fashion and now we see modern-androgyny saturating the consumer market. This find is proof that some large retailers do from time to time produce some goodies and you'll be glad to know that I only paid $9 for this item. (Tip: Don't spend over $60 on a jacket that is for one season)

(Vintage Denim Shirt; $6)

*Find your local thrift

Many of my clothes have come from Goodwill and there is absolutely no shame in that as it saves money and allows us to break away from what the consumer apparel industry is spitting out. This shirt is one I found while looking for the "loved-by-all" flannel and it caught my eye with its vintage khaki pinstripes. The color is a denim blue and it's made of chambray which is a cotton that has the appearance of real denim. It's a nice staple to pair with colorful corduroys or some distressed black jeans. I've given it the name "Blue Collar" for obvious reasons.

(Double-breasted Cardigan in soft grey; $25)

This is NOT blue. Sorry I have a thing for breaking the rules - even those set by myself!

One thing I like about fall is the easiness of it all and the slow build to colder and shorter days. The weather is absolutely perfect and "sweater weather" has finally arrived. A slouchier piece and its shoulder detailing are slightly casual which contrasts nicely with the double-breasted lapels. Thank you, H&M for your reasonably priced, Euro-tailored, off-the-rack products!

(Distressed Jean; $8)

One place to look for simple, yet durable pieces is Target. Everyone loves Target! (yes, a generalization!) The "women's section" holds everything from pantyhose to purses and it can be a great place to find basics like tank tops and socks, but they've recently refocused much of their lines to compete with major retailers. Yes, the jeans found above were $8 (and it wasn't Black Friday!)

Jeans are great for styling with vests and sweaters and even flannels if you're feeling a little less tree-hugger and a lot more tree-chopper. If you don't like showing as much skin or it's a cooler day, style with knit tights or create your own covering with patches (totally in).

(Cotton blazer, fully-lined w silk; $5)

This jacket was another thrift store find. Believe it or not, Hugo Boss can be found in your local Goodwill. It's all about the hunt. I suggest finding out when the store receives new shipments and planning to shop later that day. Blazers trend towards professional and more business-oriented, however they can be spiced up with color and playful jewelry. I wear this Carolina blue jacket with neutral pants or sometimes a pair of wine-colored corduroys.

It can be dressed up, down, and worn all around!

The Birkenstock -

A controversial, yet highly-praised fashion trend and possibly the only thing I paid full price for on this list, Birkenstock's are comfortable substitutes to any shoe and it compliments socks well. They range in price and material, however I recommend a soft-bed sole for any who face foot problems. The felt pair pictured in the middle are from a winter line with a water-resistant quality and they also feature a Sherpa-lined foot bed. They are priced for about $70 in the US, as they are an export of Germany.

Get over the weirdness and try them on!

(Clark's Wallabee; $135)

Another pair of shoes without which my life would be incomplete (and less comfortable).

10/10 would recommend and that's all I have to say about these.

If you haven't ever owned a pair of Clark's, Wallabee's or their popular desert boots, then you are missing out. They have products for every taste, need, and they are worth paying for.

They are warm with socks for the winter and they cushion well with crepe soles to resist water infiltration.

(Water-resistant coat; $20)

Finally, my rain jacket. I got this for spring and it works well to ventilate during warmer Spring months, although it pairs well with sweaters and even a second jacket. The color is to die for and I like the simple detailing on the pull strings. Originally, $80 I bought it for 75% off after asking if it counted towards an on-going sale. It's always good to ask questions!