Why The Affordable Health Care Act Is Good, But Not Enough | The Odyssey Online
Start writing a post
Politics and Activism

Why The Affordable Health Care Act Is Good, But Not Enough

Obamacare is a really great start, but ultimately does only half the job.

10
Why The Affordable Health Care Act Is Good, But Not Enough
Medill Reports Chicago

So let’s get this right out in the open — I am an avid supporter of Universal Healthcare. I am also Canadian. I currently live in Iowa, and not only do I live in Iowa, but I live in the poorest county in the state of Iowa. According to US census data, approximately 20 percent of residents of the county live in poverty. Healthcare of any kind to most is a luxury that they simply cannot afford and that is just a snapshot of the nation.

Decatur County, while a tragic and poor place, does not even crack the top 100 most impoverished in the United States in both the per capita and median income measurements. I couldn’t imagine simply not being able to go see a doctor or go to the emergency room if I needed to because I literally could not afford it. One pundit, prior to the introduction of the Affordable Health Care Act, called these folks “Dead men walking.” For a country that prides itself on being "the greatest in the world," that reality for so many of its people makes me sick.

But that is not the world we live in today. After the introduction of the Affordable Health Care Act, so eloquently shortened to Obamacare, the world opened up to a lot of people. People who could not get healthcare insurance from private industry due to reasons like pre-existing conditions or, most importantly, the outrageous costs. Obamacare has provisions for the expansion on Medicare, to reduce total out of pocket costs to $6,600, and generally it corrals the Insurance Industry to act as insurance and not Gym Memberships. Generally, Obamacare has done a lot of good, but, is it enough? In my opinion, no.

So firstly let’s look at the international community. Universal Healthcare coverage is not a one-region or one-nation thing, it is an international expectation at this point. Here is a map of all the nations that currently provide their people with Healthcare:

The international community and this map speaks for itself; The United States of America is behind the rest of the world on this issue and generally the butt-end of a terrible joke. To be fair, this being different from the rest of the world isn’t any reason to change, but given the context of the situation it should really light a fire under their ass.

Another reason it doesn’t do enough is that it relies on the states far too much to take action. Medicaid is wonderful social assistance program that provides the skeleton to a Universal Healthcare system, the problem is that it is not a federal only program. The program is funded in part by the federal government, and primarily by the states, the program is organized by the states. So when the bill was passed, and Obamacare now gave the strength to states to extend the powers of Medicaid with federal dollars. In a perfect world, all 50 states would jump at the opportunity to help out its citizens.

But this is not the world we live in; President Obama knew that some would oppose his healthcare program just because he is a Democrat. So is it any surprise that 19 States have not adopted the Medicaid expansion? Nearly 40 percent of the nation’s states haven’t done it yet, for what can be accounted to purely political reasons, and this isn’t small states either; we have some heavy hitters in this group. Florida, Texas, Georgia, North Carolina and Tennessee: these five states alone (5 of 19) make up over 75 million people, or 23 percent of the population. When you look at all 19 states, that number jumps up to approximately 122.7 million Americans and 39 percent of Americans are not covered by expanding Medicaid.

It’s hard to fault President Obama and the Democratic leadership for creating a bill like this and hoping for cooperation. Health care isn’t supposed to be bargained with politically, but it is. But President Obama did understand the climate and this is what his legacy will hold.

Obamacare is also difficult on lower-middle-class families. While Obamacare does provide more affordable insurance, a blessing on most, it also comes at a cost. Families who do not fall under the 400 percent of the poverty line cutoff have to pay for their insurance out of pocket. It’s just another cost for a lot of people, even if it is mitigated down.

Similarly, if you don’t get health care, and for many this specifically means paying for Obamacare, then you and your family have to pay a fee. This fee is legally called an Individual Mandate, a law that the Supreme Court approved. If that feels like an ultimatum, well, that’s because it is. It’s easier to pay for something and get it than to pay a fee and get nothing. It also forces the number of "insured Americans" to a higher number — it's literally forcing inflation. In the last six years, over 10 million Americans got health insurance. A wonderful increase, but a forced one.

For visualization sake, here is the max you can make in a year to be eligible for Medicaid:

The relevant categories are the 100 percent and the 400 percent. One hundred percent is what is considered the poverty line nationally (which, a national poverty line is a topic for another article) and the 400 percent is the most a person can make while still be eligible for Medicaid. If you make a dollar more, you have to not only pay what you owe in taxes, but also in medical insurance. A combination punch that, as mentioned earlier, most of the planet doesn’t take. Additionally, under most Obamacare insurance packages including the most popular “Silver Level” plan, people still have to pay deductibles and co-pays depending on the package. A proverbial third punch to people who can barely afford to see a doctor in the first place.

The Affordable Healthcare Act, aka Obamacare, is an extremely positive first step to universal health care. The bill has positively affected millions and it deserves to be praised for that; we are only now catching up with the rest of the world on the subject of medical care. But hey, better late than never. Let’s not let this be the end of the road — the Affordable Healthcare Act was a bipartisan compromise and effectively not enough. That doesn’t have to be the way. Let’s not settle with half-way.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
Featured

15 Mind-Bending Riddles

Hopefully they will make you laugh.

190465
 Ilistrated image of the planet and images of questions
StableDiffusion

I've been super busy lately with school work, studying, etc. Besides the fact that I do nothing but AP chemistry and AP economics, I constantly think of stupid questions that are almost impossible to answer. So, maybe you could answer them for me, and if not then we can both wonder what the answers to these 15 questions could be.

Keep Reading...Show less
Entertainment

Most Epic Aurora Borealis Photos: October 2024

As if May wasn't enough, a truly spectacular Northern Lights show lit up the sky on Oct. 10, 2024

15051
stunning aurora borealis display over a forest of trees and lake
StableDiffusion

From sea to shining sea, the United States was uniquely positioned for an incredible Aurora Borealis display on Thursday, Oct. 10, 2024, going into Friday, Oct. 11.

It was the second time this year after an historic geomagnetic storm in May 2024. Those Northern Lights were visible in Europe and North America, just like this latest rendition.

Keep Reading...Show less
 silhouette of a woman on the beach at sunrise
StableDiffusion

Content warning: This article contains descriptions of suicide/suicidal thoughts.

When you are feeling down, please know that there are many reasons to keep living.

Keep Reading...Show less
Relationships

Power of Love Letters

I don't think I say it enough...

457968
Illistrated image of a letter with 2 red hearts
StableDiffusion

To My Loving Boyfriend,

  • Thank you for all that you do for me
  • Thank you for working through disagreements with me
  • Thank you for always supporting me
  • I appreciate you more than words can express
  • You have helped me grow and become a better person
  • I can't wait to see where life takes us next
  • I promise to cherish every moment with you
  • Thank you for being my best friend and confidante
  • I love you and everything you do

To start off, here's something I don't say nearly enough: thank you. Thank you, thank you, thank you from the bottom of my heart. You do so much for me that I can't even put into words how much I appreciate everything you do - and have done - for me over the course of our relationship so far. While every couple has their fair share of tiffs and disagreements, thank you for getting through all of them with me and making us a better couple at the other end. With any argument, we don't just throw in the towel and say we're done, but we work towards a solution that puts us in a greater place each day. Thank you for always working with me and never giving up on us.

Keep Reading...Show less
Lifestyle

11 Signs You Grew Up In Hauppauge, NY

Because no one ever really leaves.

26696
Map of Hauppauge, New York
Google

Ah, yes, good old Hauppauge. We are that town in the dead center of Long Island that barely anyone knows how to pronounce unless they're from the town itself or live in a nearby area. Hauppauge is home to people of all kinds. We always have new families joining the community but honestly, the majority of the town is filled with people who never leave (high school alumni) and elders who have raised their kids here. Around the town, there are some just some landmarks and places that only the people of Hauppauge will ever understand the importance or even the annoyance of.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments