As exciting as the holidays might be, there’s no denying the inevitable dread that comes in anticipation of all the money that is soon to be spent. Whether you’re an adult with four kids or a broke college student doing a Secret Santa exchange, finances shouldn’t get to suck the fun out of gift-giving! Here are some creative, low-cost ideas on presents that your friends and family are sure to love.

1. Socks

Nothing says "winter" like a nice, fuzzy pair of socks. With a variety of colors, lengths, fabrics and patterns, this present allows for the creative-freedom to truly make it personal.

2. Candy Baskets

Who doesn't love candy? Compile three or more different chocolates, sweets or gummies into one cute basket for a unique but well-appreciated gift! Pro tip: add wrapping paper and/or tinsel to add to the aesthetic factor.

3. Scented lotion

There's no better time of year to buy scented lotions than during the holiday season. This is when the window of opportunity is opened to gain access to "special addition" scents that are only available now. Surprise somebody with a unique moisturizing fragrance they won't find anywhere else!

4. Candles

Set the mood with a colorful array of candles! They don't have to be Yankee, they just need to smell good. To add to the holiday spirit, select winter-based scents like peppermint, frosted sugar cookie, warm vanilla and more.

5. Uber gift cards

Although they don't sound like much, this can prove to be extremely useful, especially for students in high-school and college. Even $10 can go a long way-- for all you know, your gift card could be what sends someone home safely one night.

6. Blankets

What better way to end the night than to be snuggled up under the comfort of a warm, soft blanket? Whether it's thick or thin, fluffy or knit, has a custom image or just a plain color, this really is the gift that keeps on giving-- one simple purchase results in a lifetime of uses and memories.

7. Phone case

Let's face it: phones and other electronic devices have become the center of the human-world. The only problem? Things break, and are not so easy to fix. Give someone a gift they won't forget with this idea; that way, every time they look down at their phone (often), they will be reminded of you!

8. Car decor

How many cars do you see with some kind of gimmick or air-freshener hanging from the rear view mirror? A lot, right? Jump your friend/family member on that band-wagon by giving them something small but meaningful to hang in their car. (For example, an freshener with their favorite scent, a rosary, cutout of a character from their favorite movie, or something to represent an inside joke.)

9. "Reasons Why I Love You" jar

Although the least expensive, this is probably the most thoughtful. With pieces of colored paper or Post-it notes, include one reason per note why you love that person. To get extra creative, another possibility is to color-code the papers into categories, like blue for reasons why I love you, red for memories, purple for inside jokes, etc; the potential for this fun gift is infinite!

10. Customized glassware

As someone who hates washing dishes, it's a safe assumption to say this: one can never have too many cups. Contribute a unique addition to the collection with a name/initial print on a coffee mug, water glass, or wine glass.

In addition to these ideas, be sure to take advantage of sales and coupons! Check your mail frequently for discount options in business catalogues, as well as Groupons. Plus, don't be afraid to check out Walmart, thrift stores, or dollar stores. You never know what you might find!

Happy holidays, and happy shopping!