Every girl wants to be "bad and boujee" after Migos dropped their hit single. Can you really afford to be though? We all know that keeping up with latest trends can destroy your bank account. You don't want to go broke trying to keep up with everyone else. So this article is dedicated to all of my broke girls. This is just to let you know you can still be fly, while broke. You just have to do some things first, and that is listed below.
1. Save $
I know once that direct deposit hits your bank account, it gets tempting to spend it on something nice. Trying to be fly shouldn't be your priority if you have no money in your bank account. Save your money. Sometimes you might have to just wait on spending your money on those new shoes. It might seem horrible at the time, but trust me your wallet will love it later.
2. Figure out your problem
Where does your money usually go? Are you a shopaholic or do you spend lots of money on food, like me? Once you figure out your problem, you can figure out how to properly save. For example if your problem is spending money at fast food places, then try eating at home before going out. Try to think of something that will prevent you from participating in your spending habit.
3. Set a budget
This is one of the obvious suggestions. However, it's also very important. Set a realistic budget, something that you know you will truly stick by. Also, set a budget that fits your lifestyle. Add up everything that you literally have to spend money on, and give yourself some extra money to splurge, not too much though. Make sure your budget has a balance of both saving and splurging.
4. Buy necessities
Only spend money on what you need. Do you need another purse or food in your fridge? Once you start thinking about what you actually need, then you'll start to realize if some stuff is worth buying. At the end of day it's about whether your decision to purchase something will destroy your bank account or not.
5. Use Cash $
This is just a little bonus tip. Using cash can be very helpful in saving money. This is because you can physically see how much money you're spending. When you're swiping your debit or credit card, you're not really thinking about how much you're spending. With cash you will see where your money is going. So give yourself a set amount for the week or month, and test yourself to only spend that.
These were just a few tips in saving money for the summer. Hopefully you find this helpful, and you're able to have a lovely bank account.