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3 Tips for Accessing Funds in a Time of Crisis

"It's All About the Benjamins,"

Carley Prendergast

Sep 20, 2019

James Madison

3 Tips for Accessing Funds in a Time of Crisis

Giphy

So… Wells Fargo replaced my debit card a few weeks ago. But, the weird part about it is that I didn't make a request for a new card, and wasn't notified of fraudulent usage or even the act of my card being replaced. I finally was made aware when I decided to call them at about 2 am, after a night of delivery order attempts with a malfunctioning card. I was told that a new card was being sent in the mail, but was never told why. It then took an eternity to ship and even after all that, it was sent to my hometown address, not school. During this time period, I had to be quite creative in how I paid for my delivery food and online shopping. Now, to minimize the distress of others who may go through this in the future, I'd like to share some tips on getting through these troubling times.

Cash

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This is an obvious one, but it's just about the best substitute for someone who doesn't have any other cards to use.

Mom's American Express

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I would not recommend this one, just to avoid the wrath of my mom, but desperate times call for desperate measures. She gave me an extension of her card for my study abroad trip in Italy last summer, which might I add is rarely accepted there, so I decided I needed it in America too.

Venmo Card

Venmo

Ever heard of these? Mine had been buried months-deep in the center console of my car, but I found it just in time. Remembering that I had this card in my possession was a godsend, let me tell you. Turns out, even if you don't have the card and can't access your money online, if you have another card linked to it (a.k.a. my pink Venmo Mastercard), then you're back in business. I was able to use this card for weeks, accessing the money from my bank account, and it just came through as a Venmo transaction when I used it. While Wells Fargo was in the process of sending my card, Venmo was there.

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Recommended for you

3 Tips for Accessing Funds in a Time of Crisis

"It's All About the Benjamins,"

Cash

Mom's American Express

Venmo Card

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I'm technically an adult, so I'm legally required to live a little, right?

1. Watch an R-rated Scary Movie in a Movie Theater

2. Buy a Lottery Ticket

3. Vote in an Election

4. Participate in a Run (or a Walk, Realistically) for Charity

5. Go on a Road Trip

6. Start a Savings Account

7. Get a Credit Card

8. Sign up for Spotify Premium

9. Go to a Club

10. Start a Meditation Routine

11. Go to a Yoga Class

12. Treat Myself to a Dinner for One

13. Volunteer for a Charity

14. Participate in a Research Study

15. Bake Something (That Ends Up Being Edible)

16. Go Skydiving

17. Be Called for Jury Duty

18. Figure Out What I Want to Do With my Life

The holiday classics that shaped my life

1."But what would happen if we all tried to be like Santa and learned to give as only he can give: of ourselves, our talents, our love and our hearts? Maybe we could all learn Santa's beautiful lesson and maybe there would finally be peace on Earth and good will toward men."

"Sometimes the most real things in the world are the things we can't see."

"If you won't use your heart, who cares if it gets broken? If you just keep it to yourself, maybe it'll be like my rollerblades. When you do decide to try it, it won't be any good. You should take a chance. Got nothing to lose."

"Remember, no man is a failure who has friends."

"Life is made up of meetings and partings. That is the way of it."

"If you look for it, I've got a sneaky feeling you'll find a that love actually is all around."

"Sometimes things look good on paper, but lose their luster when you see how it affects real folks. I guess a healthy bottom line doesn't mean much if to get it, you have to hurt the ones you depend on."

"'Maybe Christmas,' he thought, 'doesn't come from a store. Maybe Christmas, perhaps, means a little bit more.'"

"Faith is believing when common sense tells you not to."

"There's room for everyone on the nice list."

Hopefully they will make you laugh.

1. Why are towels considered dirty when you get out of the shower clean?

2. Who closes the bus door once the bus driver gets off?

3. Why is there a "d" in "fridge" but not in "refrigerator"?

4. If you drop soap on the floor is the floor clean or the soap dirty?

5. Is the "S" or the "C" silent in the word "scent"?

6. Does expecting the unexpected make the unexpected the expected?

7. Would Lightning McQueen buy car insurance or life insurance?

8. Who put the alphabet in alphabetical order?

9. What color are mirrors?

10. If 2 mind readers read each other's minds whose mind are they really reading?

11. Is there a synonym for "synonym"?

12. If your shirt isn't tucked into your pants, are your pants tucked into your shirt?

13. Why is it called "quick sand" if you sink slowly in it?

14. If I try to fail, but succeed, which one did I do?

15. If Cinderella's shoe fit perfectly, why did it fall off?

As if May wasn't enough, a truly spectacular Northern Lights show lit up the sky on Oct. 10, 2024

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