Everyone worries about money. "I don't have the money to do this." "I can't afford that." It's about time that we stop worrying as much about money, and think a little bit more about what we're doing with our life.

If all we ever do is work and sleep, what are we getting out of life? There will always be bills to pay, retirement to save for, and unexpected circumstances, but life is about experiences. Take some time, and some money, and make memories that you'll never forget.

I've learned over the past year that no matter how much you work, or study, our lives cannot be fulfilled unless we have some fun. Spend that $60 on a concert ticket with your best friend. Save up $150 to take a road trip with some friends. Pay that $30 bill for a night on the town with your friends. They say money can't buy happiness, but money can pay the bills that you rack up doing things that make you happy.

If you have been working your butt off all summer, take a week off and enjoy yourself. Don't worry about the missed income or the money you'll spend. Take the time to enjoy a week of doing things you like and relax. I'm not saying spend money frivolously. I'm not saying don't work hard or save money.

When it comes to experiencing something new, many people opt of because of their fear of something. Fear of heights, fear of the uncomfortable or fear of failure all account for reasons why people decide not to try something new. Put those fears aside for one moment. Be bold, be courageous, and don't let fear hold you back. This is obviously easier said than done but it's worth putting out there.

"Don't let the fear of striking out, keep you from playing the game" was posted on the wall of a diner in my favorite movie, The Cinderella Story. Take those words of advice into your mindset every time you face a decision about a new experience. Is fear going to run your life or are you?

What I'm saying is to enjoy your life, don't skip out on unforgettable experiences for the fear of spending some money. Life goes on without or without us, so take the time to enjoy your life before it passes you by. Money will come and go, but memories are permanent.