A credit card is one of the most useful services that banks offer their clients. The possibility of having immediate money in case of need offers tranquility that many users value; in the same way, there are currently certain services or companies that require payment with this type of card, for example, vehicle rental.

However, there may be situations in which the user is not interested in the credit cards offered by their bank and look for alternatives beyond to take advantage of additional services or discounts.

By contracting a credit card without changing bank, what is known as external domiciliation is taking place that is, allowing monthly payments to be domiciled in an account of any entity. That's why you do not need to create a new account in another bank to be able to operate with it.

Contract a credit card from another entity

Currently, you can make the hiring of a credit card without changing the bank through the internet, without having to go to the bank with which we are going to hire it, or it can also be done in person in an office.

It is a simple process that requires only a few minutes in which the client must present their personal and financial data like real credit card numbers at snurl.com, so that the bank can study your request. This study will take several days. If all goes well, in a few days we will receive the credit card at our home and we can start using it.

The most common is that acquiring a credit card in a bank other than ours requires requirements similar to those that our own bank would give us. The main thing is the volume of income that must be demonstrated and that will depend on the credit card that is requested.

Advantages of having a credit card in another bank

There is a whole range of credit cards that banks offer and that do not require opening a current account, mainly because at the time of paying monthly expenses these are charged to an account of the customer's choice. This facility is added to the advantages that this type of cards usually offers and those banks try to maximize to make them more attractive.

For example, many of these cards offer very competitive registration and renewal fees (which in some cases become totally free). To this is added a series of services that go far beyond offering credit:

• Insurance protection of purchases, travel, accidents.

• Discounts and coupons in different establishments.

• Flexible payments.

How to request an online credit card

The Internet has changed the way in which customers relate to their bank and also the way in which they access to credit and financing lines that a few years ago it took weeks to get offline or in person. Now you only need to complete a brief questionnaire online and attach some documents so that, in a matter of days, you can enjoy a credit card with all the guarantees and advantages.

Requesting an online credit card is a simple process. For this, the applicant must provide their personal and financial data, as well as meet the requirements of the bank. Finally, acquiring a credit card in a bank other than ours offers additional freedom since we will not lose our card if at some point we decide to change banks.