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We're All Broke College Students, But Learning How To Invest Can Really Change The Game

It's an easy way to save money, and a lot of the time you don't even have to think about it!

Oct 30, 2019

The State University of New York at Stony Brook

We're All Broke College Students, But Learning How To Invest Can Really Change The Game

Stocks, mutual funds, all that stuff sounds like a foreign language to many. Most people think investing is too difficult, takes too much time, and you have to know so much. While it is important to keep up with the news and current events for investing, it actually isn't that difficult. It's an easy way to save money, and a lot of the time you don't even have to think about it! These tips will help you learn to invest without going too crazy.

Set up a mutual funds account

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This form of investment is safe and requires very little thought. While the return is not as big as some people might like, it's still an easy way to save some money. A lot of banks offer this, and you can set it up to automatically transfer money into it. It is also not easy to take money out and there are sometimes penalties, making it less tempting to take money out early.

Set up automatic transfers into a savings account

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Setting up smaller transfers more frequently helps to make it seem like not too much money is being taken out. It may even be beneficial to open an account with another bank so you are less tempted to withdraw money from it.

Invest in the stock market

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Sounds scary, I know. But luckily there are apps, like Robinhood and Stash, that make this SUPER easy! Most of them even link news articles about the companies you're investing in so it's easy to follow. You can also set up automatic transfers with these apps, as well.

Invest in yourself!

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How could that possibly save you money, you're probably wondering. Well, if you take the time to educate yourself in ways to save money, you'll actually be investing in some way! Working on yourself is one of the best things you can do to grow. If you do not spend the proper time growing and developing, it may be harder to invest financially.

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This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.

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Recommended for you

We're All Broke College Students, But Learning How To Invest Can Really Change The Game

It's an easy way to save money, and a lot of the time you don't even have to think about it!

Set up a mutual funds account

Set up automatic transfers into a savings account

Invest in the stock market

Invest in yourself!

Subscribe to our Newsletter

10 ways to prepare for finals week—beginning with getting to the library.

Who knows where we would be without them.

1. Thank you for laughing at my jokes, even when they really aren’t funny.

2. Thank you for singing unbearably loud with me all the time.

3. Thank you for letting me vent to you for hours about anything and basically being my personal therapist.

4. Thank you for ordering pizza with me at 2 in the morning.

5. Thank you for all the movie days when we don’t feel like moving.

6. Thank you for being my workout buddy everyday.

7. Thank you for sharing your closets with me.

8. Thank you for taking naps with me at random hours during the day.

9. Thank you for cleaning our home with me when we absolutely need to.

10. Thank you for all the rides when it’s late and you don’t want me to walk home alone in the dark.

11. Thank you for studying with me in our kitchen when we didn't want to go the library.

12. Thank you for making dinner with me.

13. Thank you for helping with my hair, makeup and outfit every time we go out.

14. Thank you for taking countless ugly pictures with me.

15. Thank you for not judging me when I go too long without showering.

16. Thank you for making our apartment feel like a second home.

17. Thank you for being there through all of our boy troubles.

18. Thank you for giving me a hug when I feel homesick.

19. Thank you for getting excited with me when one of us gets a good grade on an exam.

20. Thank you for still being my friend and not judging me when I say or do dumb things.

21. Thank you for telling me what I should do when I am sick.

22. Thank you for dancing horribly with me everywhere we go.

23. Thank you for staying up super late with me when we aren’t tired or can’t sleep.

24. Thank you for being super weird with me.

25. Thank you for all the unforgettable college memories.

26. And most of all, thank you for being the best friends a girl could have.

I may or may not be stressing right now.

1. "What do I have to study for?"

2. "What class do I need to study for the most?"

3. "I’m going to ace this."

4. "Focus!"

5."I have no idea what I'm reading."

6. "I should call my smart friend about this."

7. "I’m going to fail. I’m going to fail."

8. "I’m dropping out of school."

9. "What grade do I have to get on the final to pass the class?"

10. "Oh, no, I have to do good."

11. "I shouldn’t have procrastinated all semester."

12. "I wanna go to bed."

13. "We did not learn this!"

14. "I should go get food."

15. "Why do we even have finals?"

16. "I don’t want to be at the library."

17. "Get off your phone."

18. "I can watch Netflix for like 20 minutes and then go back to studying."

19. "I shouldn’t have watched Netflix."

20. "You have to study now!"

The "Happiest Place on Earth" has a lot of characters with some pretty great advice.

Remember you’re the one who can fill the world with sunshine. — Snow White

The past can hurt. But the way I see it, you can either run from it or learn from it. — Rafiki

You don't have time to be timid. You must be bold and daring. — Lumière

If watching is all you're gonna do, then you're gonna watch your life go by without ya. — Laverne

Sometimes the right path is not the easiest one. — Grandmother Willow

Always let your conscience be your guide. — Jiminy Cricket

To infinity and beyond. — Buzz Lightyear

Life is a journey to be experienced, not a problem to be solved. — Pooh

Let it go. — Elsa

If you can't say something nice, don't say nothin' at all. — Thumper

Today's special moments are tomorrow's memories. — Genie

It's a time of love, family, memory-making, and gift-giving. But also a time of stressing over the perfect gift.

Money

Socks

Blankets

Gift Cards

Hoodies and Sweatpants

Pajamas

Candles

A Fish

CDs

Movie Tickets

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