Saving Money Without Letting Go Of Iced Coffee | The Odyssey Online
Start writing a post
Student Life

Saving Money Without Letting Go Of Iced Coffee

Not a get-rich-quick scheme. Just a step in the right direction toward practical, productive financial habits.

17
Saving Money Without Letting Go Of Iced Coffee

I'm about to come out of university in a couple of weeks, and I really only have two things on my mind: freedom and money.

Typically, these two things go hand-in-hand. If you have a lot of money, you either have lots of free time or none at all. If you have little to no money, same deal. Fresh young college graduates are usually somewhere in the middle. We have some money, likely from a part-time job paying minimum wage, which we're foreseeing will be gone soon when student loans and other horrifying debts kick in.

Personally, I don't want to limit the number of iced coffees I buy per month or buy drugstore skincare products to save $30 here and there. Yes, everything in moderation, but I want to be able to take care of myself and enjoy the small things that make me sane. It feels like, as a twenty-something, there's so much pressure to stop paying for "trivial" things, instead of pointing the finger at the real culprit (can we please just cancel all student loans and raise the national minimum wage already?).

I've come to the conclusion that, along with general money-saving tips that are always advertised, I can also simply be more mindful in my daily life. For me, this has been fixing clothes I already own instead of buying new ones.

Something I've been doing to not only save myself money, but to reduce my waste, is darning my jeans that have holes in them. Darning is a process usually referenced in tandem with knitting, which basically is just repairing holes or weak spots in fabrics, typically with yarn. But this can be done with thread and denim as well.

If you've ever bought a pair of jeans that eventually develop uncomfortable pilling and holes where your thighs touch - listen up.

I have several pairs of jeans in my dresser that I've had hardly a year or two, and they're in nearly perfect condition besides those annoying thigh holes, and I've been saving them and refraining from buying new ones because I was frustrated about spending more money, just to likely experience the exact same problem in another year. So I took to Google - as you do - and found several videos on darning jeans. It can be done by hand, or with a sewing machine, and all you need is some thread, proper needles, and a cheap denim patch.

Another thing I've taken to doing is incorporating money saving apps, specifically the app Digit. I was unsure at first, but it's completely free and secure, and it doesn't hold onto your money as digital currency, it's able to be withdrawn as real cash. You link your bank account and then make goals for savings. You can categorize them and give them personalized names, like Disneyland Vacation or New Car. For each of these, you'll set a limit for how much money per day (can even be cents) Digit is allowed to withdraw from your bank account to go into these goal funds.

Yes, that's right - Digit actually removes money from your bank accounts and puts it away for you. Your money is 100% accessible all of the time no matter what. But the great thing is that you hardly notice it going anywhere. If you're like me, and simply transferring money into my savings every paycheck does not guarantee I will have self-control to not withdraw it back into my checking when I want to buy something - then Digit might be for you. It's seriously just cents a day.

There are a ton of other money-saving apps out there, and it can be confusing, but often they are doing silent saving for you, you just have to do your research.

One of the best financial tips I ever received? Have multiple sources of income. A ton of people are doing this nowadays, but profit off what you already own by selling things! Or make a profit from a talent or interest you have, like art or niche candle making or pins! Babysit or walk dogs or deliver groceries. It all adds up. Make capitalism work for you.

These are just a few things that have been on my mind lately as I've been thinking about increasing what funds I have, even though I'm already at my limit with working at a normal job. Bottom line: Have fun with it! It doesn't have to be stressful. And don't let anyone tell you how much iced coffee is too much - you measure that with your heart.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
coffee

It's finally flu season! It's around that time in the school year where everyone on campus is getting sick, especially if they live in the dorms. It's hard to take care of yourself while being sick at school, but here are some coping mechanisms to get you on the path to feeling better!

Keep Reading...Show less
Health and Wellness

The Battle Between College And My Mental Health

College isn't easy, and I'm afraid I'm not going to make it at the rate my mental health is going.

390
woman sitting on black chair in front of glass-panel window with white curtains
Photo by Anthony Tran on Unsplash

Everyone tells you that college is hard, but they fail to explain why. Sure, classes are hard. Math sucks, and political science can be so boring. But that's not even what's killing me about college. What's killing me about college is my deterioating mental health.

As a college student, I feel as if people don't understand just how exhausted I, and fellow college students are. We have so many things going on, all the time, and sometimes it's hard to explain to people how we feel. Personally...I'm tired. I'm sad. And I'm struggling every single day with my emotions. But the thing is, it hasn't always been this way. I haven't always hated school, so why am I feeling like this now?

Keep Reading...Show less
manager

For the average 20-something, life moves pretty fast. You’ve got classes, friends, relationships, jobs, family, and whatever else we overcommit ourselves with. I probably should have learned to say no to adding more to my schedule a long time ago, but instead here are 11 things that can be more helpful than coffee.

Keep Reading...Show less
Parks And Rec
NBC

Your professor mentions there's a test in a few days and you didn't know about it.

Keep Reading...Show less
Blair Waldorf

Resting b***h face. Defined as a person, usually a girl, who naturally looks mean when her face is expressionless, without meaning to. Many of you suffer from this "condition." You are commonly asked what's wrong, when nothing is. What people don't know is that is just your facial expression. Here are some things they wish you knew.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments