Unless you are a rare exception to the World's population, you know how lazy it is to get about saving money. Or, maybe you're just a college student who has a horrible habit of spending all their money at bars. You know, same thing.

Either way, unless it's about making money, finances seem to be at the very bottom of most people's to do lists.

But, in 2016, you can fix that. Introducing Digit, which is about to become your new favorite app. After connecting Digit with your bank account, you never have to think twice about stashing away part of your paycheck. Digit does it for you. It automatically nicks away a few dollars here and there throughout the week to a savings account.

Just how much money Digit pulls from your bank account is based upon how much money you have in it. Withdrawals can be anywhere from $0.50 to $50. But most importantly, Digit's algorithm is meant to withdraw only the money you won't be missing. And you can always opt to adjust Digit's savings from more to less aggressively and vice versa.

While, no, you can't expect to create a substantial rainy day fund, Digit seamlessly gets rid of the dreaded feeling of having to save your money. For Millennials and college students, Digit makes saving part of your internship or entry-level paychecks a painless affair.

Using Digit will make even the most reckless spender just a little bit more fiscally responsible. Digit can even replace the dreaded feeling of having to check your bank account day to day as the app will text you updated daily balances, recent purchases and how much money you've saved. No longer will you have to play guessing games with whether or not your checking account is over your threshold.

If it's been on your to do list to get smarter about money, give Digit a download. You'll be happy you did when you're in need of a rainy day fund.