Clueless About Finances: How Do People Save Money In A World Full Of Temptation? | The Odyssey Online
Start writing a post
Entertainment

Clueless About Finances: How Do People Save Money In A World Full Of Temptation?

Help me love life and have a safety net.

17
Clueless About Finances: How Do People Save Money In A World Full Of Temptation?
Skitterphoto

Something I haven't been able to comprehend is how people don't live paycheck to paycheck. I've been doing it for years. My monthly budget only leaves so much leftover and, after taking care of necessities, I want to do something I actually enjoy like eat cheese sticks, drink wine, and go out with friends.

This summer, I made a life change and opened a savings account where 80% of both of my jobs checks aren't accessible to me. That leaves about 20% for me to buy gas, groceries, and enjoy myself with whatever is left. However, I'm now paying rent, electricity, internet, my phone, and my car, and I don't think there's going to be much left of my savings each month.

Granted, I am paying for my life responsibly and still enjoying some of it, but it still seems as though I won't be saving much money over time. If, hypothetically, I have $150 left in my savings each month and I manage not to take myself on a shopping spree, I should have $1800 by next May.

I should save this for a rainy day or pay rent in advance or something, but that's enough for a 2 week trip in Europe (very realistic, I should have been a travel agent). I'm young and I want to travel and next thing you know that money is gone and I'm back to square one.

I can only imagine how people who make minimum wage barely scrape by. I make more than that, and I still don't see much money left.

This article is asking for advice, because Google searches aren't helping me.

Everything about saving money doesn't realistically account for life's pleasures or any kind of happiness.

My question is, HOW?

How do people save money in a world full of light, temptation, and adventure? How do people enjoy themselves and still have so much put away? How do I invest my money or find some other way to make my funds harder to reach? How is this not a required class in high school and college?

Please write a response article or sit me down for an intervention because I'm having way too much fun to not spend every dime I have enjoying what might always be the last day of my life. I need a 'How to save money as a free spirit" article in my life.

Thank you in advance.

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
Student Life

8 Things I Realized After My First Semester In College

Actually, Kylie Jenner, 2018 is the year of realizing things.

362
Friends

The first semester of college is famous for being one of the most difficult transitions of one's young adult life. You're thrown into a completely new area where the majority of the people surrounding you are strangers in an academic environment that's much more challenging then what you've grown accustomed to for the past twelve years. On top of that, you probably share a room with another person (or even multiple people) on the lumpiest "mattress" you've ever slept on.

With this change comes a lot of questions: what do I want to major in? What am I passionate about? Is what I'm passionate about something I'm actually good at? Why does the bathroom smell like cranberry juice and vodka? What is that thing at the bottom of the shower drain?

Keep Reading...Show less
girls with mascot
Personal Photo

College is tough, we all know. Here are 8 gifs you will 99% relate to if you are in college.

Keep Reading...Show less
Student Life

7 Things College Has Taught Me

Other than knowledge and all those important things

632
7 Things College Has Taught Me
We Know Memes

So, college is the place where you're supposed to learn all of these amazing life skills.

Here are the top seven skills I have learned thus far.

Keep Reading...Show less
college

College is some of the greatest years of anyone's life. Its a time to be outrageous, different and free; a time to do everything you were afraid to do. Here are 38 things you will learn during your four (maybe, five or six) years in college!

1. As a freshman, one does get to be called “freshman” by upperclassmen when they walk to parties in a mob of people.

Keep Reading...Show less
Adulting

6 Unrealistic Expectations Society Has For Young Adults

Don't let the thesaurus-inspired vocabularies in our résumés fool you. We're actually just big kids.

3236
boy in adult clothes

Well over four feet tall and 100 pounds in weight, many of us "young adults" of the world still consider ourselves children. Big, working, college-attending, beer-drinking children. We may live on our own, know how to cook noodles, and occasionally use a planner, but don't be fooled; the youthful tendencies that reside within us still make their way into our daily lives. From choosing to stay up until 3:00 a.m. playing video games on a school night to going out in 30 degree weather without a coat, we still make decisions that our parents and grandparents would shake their heads at in disappointment. So why are we expected to know exactly how to be a wise, professional, sensible adult? It's not that we're irresponsible (for the most part, anyway). It's that we are young, inexperienced, and still have the sought-after, enthusiastic mentality that we can do and be whatever we want, which has not yet been tarnished by the reality of the world. These are just a few of the unrealistic expectations that society has for young adults.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments