If you are like me, then you live pay check to pay check. It sucks but many live this way. This being the case, it can be hard to have a decent Christmas. I decided to try a few new things to do for Christmas. Here are some things you can do to be ready for Christmas when you’re broke.

• Make your gifts. A handmade gift usually means more than a store-bought one. This is because you take the time to make it. Picture frames with a favorite snap shot is always a good idea. Ornaments are another great gift idea at Christmas, especially for parents and grandparents!
• Start buying gift cards in January. $10 gift cards can quickly add up. Save them all year and then you won’t have to worry about being too broke to go Christmas shopping! Some places to get gift cards are Wal-mart, the Dollar General, Kohl’s, Best Buy, Amazon, Sephora, and the like.
• Have some baked goods on hand. Most people like goodies to snack on. Bake some cookies or make some candies and make up goodie bags to give out to your friends and family. Chocolate anything is always a good idea!
• Grab some yarn and crochet hooks and make a scarf or throw blanket. It really doesn’t take as much time as you might think. Use Christmas colors or the person’s favorite colors. Put some fringe on them. Glitter is always neat on warm hats.
• Have a Christmas movie marathon with your friends and veg out. Order some pizza or make some nom noms and share with your friends. Spending time with each other is what Christmas is all about.