Ballin' On A Budget | The Odyssey Online
Start writing a post
Student Life

Ballin' On A Budget

A few helpful budget tips for college students who might now know what a budget even is.

6
Ballin' On A Budget

Budgeting is hard, especially in college. It's that awkward time when your parents aren't always there to give you $20 for gas, but if you're like me, they still pay your phone bill. It's that transitioning period that kind of sucks. You want to be able to go out and do things with your friends, and not have to worry about the amount in your bank account.

You want to be able to buy a new sweater when you want one. You want to be able to splurge on gifts for yourself to reward yourself for an A on that hard math test. Budgeting in college is hard, especially when you barely even have time to work to make money.

I always tell myself I'm going to save my paychecks and then the weekend comes around. I have to buy food, gas, toiletries, gifts, etc. I am always thinking about what I have coming up that I'm going to have to pay for. For example: the birthdays of my dad, my little and my boyfriend are all coming up. Now that it is October, I should also be thinking about Christmas gifts.

Money is stressful. It is something I am always thinking about and stressing about. Balancing school, Greek life, other organizations, an internship and a job is hard enough. I can only work a few days a week and even that doesn't cover all of my needs.

Okay, I'll admit it - most of the things I need are more like wants. I don't necessarily need to go out with friends, or buy that cute dress, or get Starbucks every day, but I feel like I deserve those things. However, I am a giver, and I am great at giving gifts. I take pride in giving gifts, which is why I need to start balling on a budget, and you should, too.

Here are a three easy ways to be a baller at budgeting.

1. Actually create a budget. Allow yourself a certain amount of spending money per week. There are apps that can help with this. Track your spending and make sure you try your best to not go over your allotted amount.

2. Separate wants from needs. Is that ice cream a want or a need? Is laundry a want or a need? Think about these things while budgeting. Another good idea is to use only cash because it is easier to stick to spending a certain amount when you have cash rather than just swiping a card.

3. Shop smart for textbooks. Do some research and see what your best options are. I always find that it is better to rent rather than buy, because whenever I buy and sell back I never get quite what I should. I also find that bookstores on campus rip you off, so I try to stick to ordering online from Amazon or Chegg. 

The bottom line is that budgeting and managing money is hard, but especially in college. You're expected to still be a kid and student but act like an adult, and sometimes that's rough. Learning how to correctly budget your money will help immensely, in the long run, when you are fully out on your own. 

Report this Content
This article has not been reviewed by Odyssey HQ and solely reflects the ideas and opinions of the creator.
two women enjoying confetti

Summer: a time (usually) free from school work and a time to relax with your friends and family. Maybe you go on a vacation or maybe you work all summer, but the time off really does help. When you're in college you become super close with so many people it's hard to think that you won't see many of them for three months. But, then you get that text saying, "Hey, clear your schedule next weekend, I'm coming up" and you begin to flip out. Here are the emotions you go through as your best friend makes her trip to your house.

Keep Reading...Show less
Student Life

Syllabus Week As Told By Kourtney Kardashian

Feeling Lost During Syllabus Week? You're Not Alone!

496
Kourtney Kardashian

Winter break is over, we're all back at our respective colleges, and the first week of classes is underway. This is a little bit how that week tends to go.

The professor starts to go over something more than the syllabus

You get homework assigned on the first day of class

There are multiple group projects on the syllabus

You learn attendance is mandatory and will be taken every class

Professor starts chatting about their personal life and what inspired them to teach this class

Participation is mandatory and you have to play "icebreaker games"

Everybody is going out because its 'syllabus week' but you're laying in bed watching Grey's Anatomy

Looking outside anytime past 8 PM every night of this week

Nobody actually has any idea what's happening this entire week

Syllabus week is over and you realize you actually have to try now...or not

Now it's time to get back into the REAL swing of things. Second semester is really here and we all have to deal with it.

panera bread

Whether you specialized in ringing people up or preparing the food, if you worked at Panera Bread it holds a special place in your heart. Here are some signs that you worked at Panera in high school.

1. You own so many pairs of khaki pants you don’t even know what to do with them

Definitely the worst part about working at Panera was the uniform and having someone cute come in. Please don’t look at me in my hat.

Keep Reading...Show less
Drake
Hypetrak

1. Nails done hair done everything did / Oh you fancy huh

You're pretty much feeling yourself. New haircut, clothes, shoes, everything. New year, new you, right? You're ready for this semester to kick off.

Keep Reading...Show less
7 Ways to Make Your Language More Transgender and Nonbinary Inclusive

With more people becoming aware of transgender and non-binary people, there have been a lot of questions circulating online and elsewhere about how to be more inclusive. Language is very important in making a space safer for trans and non-binary individuals. With language, there is an established and built-in measure of whether a place could be safe or unsafe. If the wrong language is used, the place is unsafe and shows a lack of education on trans and non-binary issues. With the right language and education, there can be more safe spaces for trans and non-binary people to exist without feeling the need to hide their identities or feel threatened for merely existing.

Keep Reading...Show less

Subscribe to Our Newsletter

Facebook Comments