It's almost black Friday time, and you know what that means- buying the stuff you don't need just because it's on sale. But you can really buy anything you don't need at any point in time in the year, but I think it gets especially bad around the holidays. Here are my 6 tips for trying to stop spending money on useless things:
1. unsubscribe from mailing lists
If you don't see the sales, you'll feel less tempted.
2. Stay out of the mall and the stores
If you do have to go into a store, put your blinders on.
3. Stop buying coffee or lunch everyday
If you bring your coffee or lunch from home you're saving $6-10.
4. Take out $20 cash
This $20 is your fun money for the next 2 weeks (or whatever budget you're on).
5. Check your bank account every day
If you check your bank account every day to see what you've spent so far this month, you'll make yourself feel bad for spending so much on frivolous things. STOP THE FRIVOLOUSNESS IN 2020!
6. Put most of your money into your savings account
This way you aren't tempted to buy things just because you "have the money".
